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“COBRA coverage too expensive?” “Just lost group coverage?” “Just graduate from college?” “Waiting on group coverage to begin?”

Short Term Medical Plan

WestLake Financial Group, Inc. is announcing an affordable Short Term Medical plan, offered by Fortis Insurance Company. Short Term Medical is a temporary health plan designed for people who are between permanent health plans. Coverage can be purchased for as few as 30 days or as many as 185 days (varies by state). This coverage provides a safety net until permanent coverage is arranged.

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Eligibility Requirements

Who is eligible:

• Healthy individuals between the ages of 15 days and under 65, who have a temporary insurance need.
• Children through age 20 (age 24 if full-time student) may be covered as dependents on parent's plan.
• Foreign residents living in the U.S. for at least one year with proof of
• Alien Registration Receipt Card, Green Card, Visa or other appropriate documentation.

Who is ineligible:

• Persons who have not been in the country for 12 months.
• Persons who would be declined for an individual medical policy or previously declined by another carrier.
• Persons who will turn 65 or become eligible for Medicare during the benefit period.
• Persons who are pregnant or who are looking to become pregnant.
• Persons seeking coverage while traveling outside the United States.
• Persons engaging in hazardous activities, sports or occupations.

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Plan Highlights

Short Term Medical is simple, flexible and affordable. You choose the plan that best meets your needs and budget by selecting from the features below. Best of all, you can obtain coverage as early as the next day!

• Length of Coverage Options: 30 – 185 days (varies by state)
  Choice of Deductibles: $250, $500, $1,000 and $2,500 (varies by family plan)
• Rate of Payment choice: 80/20 to $5,000, 100/0, 50/50 to $5,000 (varies)
• This is not a PPO or HMO – you can visit the doctor or hospital of your choice. However, you can reduce your medical bills by using the doctors and hospitals participating in PHCS Healthy Directions.
• You have a choice of single or monthly payment options.

We are confident that our Short Term Medical plan will satisfy your temporary health insurance needs. If you are not completely satisfied with the plan, you can return it within 10 days of delivery for a premium refund. Where the one-time $20 application fee applies, it is non-refundable. Please call 866-242-6150 between the hours of 8:30a.m. – 5:00p.m. CST Monday – Friday. We have a licensed professional standing by to answer all your questions!

Click here to get a quote or apply online.